/* Editorial surfaces belong only to the owner's website. */
.owner-articles-section{scroll-margin-top:100px}
.owner-article-feature{display:grid;grid-template-columns:1fr 1.15fr;overflow:hidden;border:1px solid var(--site-card-border,var(--line));border-radius:22px;background:var(--paper,var(--site-custom-paper,#fff));color:var(--ink);transition:border-color .2s ease}
.owner-article-feature:hover{border-color:var(--ink)}
.owner-article-feature:focus-visible{outline:3px solid var(--ink);outline-offset:5px}
.owner-article-feature-visual{display:grid;place-items:center;min-height:270px;background:var(--dark);padding:30px;overflow:hidden}
.owner-article-feature-visual img{width:100%;height:auto;object-fit:contain;transition:transform .25s ease}
.owner-article-feature:hover img{transform:translateX(5px)}
.owner-article-feature-copy{padding:34px;display:flex;flex-direction:column;align-items:flex-start}
.owner-article-meta{display:flex;flex-wrap:wrap;gap:10px 18px;font-size:12px;line-height:1.6;color:var(--muted,var(--site-custom-muted,hsl(var(--site-palette-hue, 108) 11.235955% 34.901961%)))}
.owner-article-feature h3{font-size:clamp(23px,2.6vw,32px);line-height:1.25;letter-spacing:-.03em;margin:16px 0 12px;color:var(--ink)}
.owner-article-feature p{font-size:14px;line-height:1.75;color:var(--muted,var(--site-custom-muted,hsl(var(--site-palette-hue, 108) 11.235955% 34.901961%)));margin:0 0 22px}
.owner-article-read{display:inline-flex;gap:8px;align-items:center;font-size:13px;font-weight:800;color:var(--ink);margin-top:auto;min-height:44px}
.owner-article-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:16px}
.owner-article-card{display:flex;flex-direction:column;align-items:flex-start;min-width:0;padding:28px;border:1px solid var(--site-card-border,var(--line));border-radius:20px;background:var(--paper,var(--site-custom-paper,#fff));color:var(--ink);transition:border-color .2s ease}
.owner-article-card:hover{border-color:var(--ink)}.owner-article-card:focus-visible{outline:3px solid var(--ink);outline-offset:4px}
.owner-article-category{display:inline-flex;padding:4px 9px;border-radius:7px;background:var(--site-accent-soft,var(--site-custom-panel,hsl(var(--site-palette-hue, 83.333333) 39.130435% 90.980392%)));font-size:11px;font-weight:800;line-height:1.5;color:var(--ink)}
.owner-article-card h3{margin:16px 0 12px;font-size:23px;line-height:1.35;letter-spacing:-.02em;color:var(--ink)}
.owner-article-card p{font-size:14px;line-height:1.75;margin:0 0 16px;color:var(--muted,var(--site-custom-muted,hsl(var(--site-palette-hue, 108) 11.235955% 34.901961%)))}
.owner-article{max-width:1100px;margin:0 auto}
.owner-article-header{max-width:920px;margin:0 0 30px}
.owner-article-page .owner-article h1{font-size:clamp(30px,4.5vw,55px);line-height:1.12;letter-spacing:-.035em;margin:16px 0 22px;color:var(--ink);overflow-wrap:break-word}
.owner-article-lead{font-size:18px;line-height:1.75;max-width:72ch;color:var(--muted,var(--site-custom-muted,hsl(var(--site-palette-hue, 108) 11.235955% 34.901961%)))}
.owner-article-figure{margin:0 0 42px;border-radius:20px;overflow:hidden;background:var(--dark);color:var(--site-on-dark,#fff)}
.owner-article-figure img{display:block;width:min(90%,850px);height:auto;max-height:300px;object-fit:contain;margin:24px auto}
.owner-article-page .owner-article-figure figcaption{padding:16px 24px;border-top:1px solid #ffffff30;color:var(--site-on-dark,#fff);font-size:12px;line-height:1.6}
.owner-article-layout{display:grid;grid-template-columns:210px minmax(0,1fr);gap:48px;align-items:start}
.owner-article-nav{position:sticky;top:110px;font-size:13px;line-height:1.6}
.owner-article-nav nav{display:grid;gap:4px}.owner-article-nav strong{font-size:14px;margin-bottom:10px}
.owner-article-nav a{display:flex;align-items:center;min-height:44px;padding:8px 0;color:var(--muted,var(--site-custom-muted,hsl(var(--site-palette-hue, 108) 11.235955% 34.901961%)));text-decoration:underline;text-underline-offset:4px}
.owner-article-nav a:hover{color:var(--ink)}
.owner-article-copy{min-width:0;max-width:75ch;font-size:16px;line-height:1.85}
.owner-article-copy section{scroll-margin-top:110px;margin-bottom:42px}
.owner-article-page .owner-article-copy h2{font-size:clamp(24px,2.5vw,30px);line-height:1.25;letter-spacing:-.025em;margin:0 0 18px;color:var(--ink)}
.owner-article-page .owner-article-copy h3{font-size:19px;line-height:1.45;margin:26px 0 10px;color:var(--ink)}
.owner-article-page .owner-article-copy p{margin:0 0 18px;color:var(--ink)}
.owner-article-copy :is(ul,ol){padding-left:24px;margin:18px 0 22px}.owner-article-copy li{margin-bottom:12px}
.owner-article-copy a:not(.btn){text-decoration:underline;text-underline-offset:4px;color:var(--site-link,var(--site-custom-icon,hsl(var(--site-palette-hue, 100) 39.86014% 28.039216%)));overflow-wrap:anywhere}
.owner-article-table{overflow-x:auto;margin:24px 0;border:1px solid var(--site-card-border,var(--line));border-radius:14px;background:var(--paper,var(--site-custom-paper,#fff))}
.owner-article-table table{border-collapse:collapse;width:100%;font-size:14px;line-height:1.6;text-align:left}
.owner-article-table caption{text-align:left;padding:18px;font-size:13px;font-weight:700;caption-side:top;color:var(--ink)}
.owner-article-table th{background:var(--site-accent-soft,var(--site-custom-panel,hsl(var(--site-palette-hue, 83.333333) 39.130435% 90.980392%)));font-weight:800}
.owner-article-table :is(td,th){padding:14px 18px;border-top:1px solid var(--line);vertical-align:top;min-width:110px}
.owner-article-table :is(td,th):first-child{min-width:170px}
.owner-article-note{padding:24px;background:var(--site-accent-soft,var(--site-custom-panel,hsl(var(--site-palette-hue, 83.333333) 39.130435% 90.980392%)));border-radius:16px;margin:24px 0}
.owner-article-page .owner-article-note h3{margin-top:0}.owner-article-note p:last-child{margin-bottom:0}
.owner-article-sources{border-top:1px solid var(--line);padding-top:28px;font-size:14px}
.owner-article-cta{border:1px solid var(--site-card-border,var(--line));border-radius:20px;padding:28px;background:var(--paper,var(--site-custom-paper,#fff))}
.owner-article-back{display:inline-flex;align-items:center;min-height:44px;margin-left:20px;font-size:14px}
.owner-article-page a:focus-visible{outline:3px solid var(--ink);outline-offset:4px}
html[data-site-theme] .owner-article-page .owner-article .owner-article-figure figcaption{color:var(--site-on-dark,#fff)}
html[data-site-theme] .owner-article-page .owner-article .owner-article-copy p{color:var(--ink)}
html[data-site-theme] .owner-article-page :is(.owner-article-meta,.owner-article-lead,.owner-article-nav a){color:var(--site-custom-muted,hsl(var(--site-palette-hue, 108) 11.235955% 34.901961%))}
@media(max-width:820px){.owner-article-layout{grid-template-columns:1fr;gap:30px}.owner-article-nav{position:static;border-block:1px solid var(--line);padding:18px 0}.owner-article-nav nav{grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 20px}.owner-article-nav strong{grid-column:1/-1}.owner-article-feature-copy{padding:26px}}
@media(max-width:620px){.owner-article-feature{grid-template-columns:1fr}.owner-article-feature-visual{min-height:170px;padding:22px}.owner-article-feature-copy{padding:23px}.owner-article-feature h3{font-size:24px}.owner-article-feature-visual img{max-width:400px}.owner-article-lead{font-size:16px}.owner-article-copy{font-size:15px}.owner-article-figure{margin-bottom:28px}.owner-article-figure img{margin:24px auto}.owner-article-nav nav{grid-template-columns:1fr}.owner-article-copy section{margin-bottom:32px}.owner-article-note,.owner-article-cta{padding:20px}.owner-article-back{margin-left:0;display:flex}.owner-article-table :is(td,th){padding:12px}.owner-article-table{max-width:100%}}
@media(prefers-reduced-motion:reduce){.owner-article-feature,.owner-article-feature-visual img{transition:none}.owner-article-feature:hover img{transform:none}}
@media(max-width:620px){.owner-article-grid{grid-template-columns:1fr;gap:12px}.owner-article-card{padding:23px}.owner-article-card h3{font-size:22px}}
/* Compact carousel: native scrolling remains available without JavaScript. */
.owner-articles-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:24px}
.owner-articles-heading h2{margin:0 0 10px}.owner-articles-heading p{margin:0;color:var(--muted,var(--site-custom-muted,hsl(var(--site-palette-hue, 108) 11.235955% 34.901961%)));font-size:14px;line-height:1.7}
html[data-site-theme] .owner-articles-heading p{color:var(--site-custom-muted,hsl(var(--site-palette-hue, 108) 11.235955% 34.901961%))}
.owner-articles-controls{display:none;gap:8px;flex-shrink:0}.is-ready .owner-articles-controls{display:flex}
.owner-articles-controls button{display:grid;place-items:center;width:46px;height:46px;padding:0;border:1px solid var(--site-card-border,var(--line));border-radius:50%;background:var(--paper,var(--site-custom-paper,#fff));color:var(--ink);cursor:pointer;transition:background-color .2s,border-color .2s}
.owner-articles-controls button:hover:not(:disabled){background:var(--site-accent-soft,var(--site-custom-panel,hsl(var(--site-palette-hue, 83.333333) 39.130435% 90.980392%)));border-color:var(--ink)}
.owner-articles-controls button:disabled{opacity:.35;cursor:default}
.owner-articles-controls button:focus-visible,.owner-articles-track:focus-visible{outline:3px solid var(--ink);outline-offset:4px}
.owner-articles-track{display:grid;grid-auto-flow:column;grid-auto-columns:calc((100% - 48px)/3.5);gap:16px;overflow-x:auto;overscroll-behavior-x:contain;scroll-snap-type:x mandatory;scrollbar-width:thin;scrollbar-color:var(--line) transparent;padding:4px 2px 18px;scroll-padding-inline:2px}
.owner-carousel-card{min-width:0;display:flex;flex-direction:column;scroll-snap-align:start;overflow:hidden;border:1px solid var(--site-card-border,var(--line));border-radius:18px;background:var(--paper,var(--site-custom-paper,#fff));color:var(--ink);transition:border-color .2s}
.owner-carousel-card:hover{border-color:var(--ink)}.owner-carousel-card:focus-visible{outline:3px solid var(--ink);outline-offset:-3px}
.owner-carousel-card>img{display:block;width:100%;height:auto;aspect-ratio:16/10;object-fit:cover;background:#f0eee6;border-bottom:1px solid var(--line)}
.owner-carousel-copy{display:flex;flex:1;flex-direction:column;align-items:flex-start;padding:20px}
.owner-carousel-copy h3{font-size:20px;line-height:1.35;letter-spacing:-.025em;margin:12px 0 10px;color:var(--ink)}
.owner-carousel-copy p{font-size:13px;line-height:1.7;color:var(--muted,var(--site-custom-muted,hsl(var(--site-palette-hue, 108) 11.235955% 34.901961%)));margin:0 0 14px}
.owner-carousel-copy .owner-article-read{font-size:12px}
.owner-articles-section{padding-bottom:28px}.owner-articles-section+section.section{padding-top:40px}
.owner-articles-track{grid-auto-columns:calc((100% - 64px)/4.25)}
.owner-articles-track{scrollbar-width:none}.owner-articles-track::-webkit-scrollbar{display:none}
.owner-carousel-card>img{height:158px;aspect-ratio:auto}
.owner-carousel-copy{padding:17px}.owner-carousel-copy h3{font-size:18px}.owner-carousel-copy p{font-size:13px;line-height:1.6}
.owner-carousel-copy .owner-article-read{min-height:30px}
.owner-article-figure{background:var(--paper,var(--site-custom-paper,#fff))}
.owner-article-figure img{display:block;width:100%;height:clamp(210px,34vw,390px);max-height:none;object-fit:cover;margin:0}
.owner-article-figure figcaption{background:var(--dark)}
.owner-article-keypoint{padding:22px 24px;margin:0 0 32px;background:var(--site-accent-soft,var(--site-custom-panel,hsl(var(--site-palette-hue, 83.333333) 39.130435% 90.980392%)));border-radius:14px;font-size:15px}
.owner-article-keypoint>strong{display:block;margin-bottom:8px;font-size:17px}.owner-article-keypoint p:last-child{margin-bottom:0}
.owner-article-compare{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:0 0 32px;border-block:1px solid var(--line);padding:20px 0}
.owner-article-page .owner-article-compare h3{margin-top:0}.owner-article-compare p:last-child{margin-bottom:0}
.owner-article-copy ol.owner-article-steps{padding:0;list-style:none;counter-reset:article-step}
.owner-article-copy .owner-article-steps li{position:relative;padding:0 0 22px 50px;margin-bottom:22px;border-bottom:1px solid var(--line);counter-increment:article-step}
.owner-article-steps li:before{content:counter(article-step);position:absolute;left:0;top:3px;display:grid;place-items:center;width:32px;height:32px;background:var(--dark);color:var(--site-on-dark,#fff);font-size:14px;font-weight:800;border-radius:8px}
.owner-deductible-demo{padding:24px;background:var(--paper,var(--site-custom-paper,#fff));border:1px solid var(--site-card-border,var(--line));border-radius:18px;margin:0 0 32px;font-size:14px}
.owner-article-page .owner-deductible-demo h3{margin-top:0}.owner-deductible-demo fieldset{border:0;padding:0;margin:18px 0}
.owner-deductible-demo legend{font-weight:700;margin-bottom:8px}.owner-deductible-demo fieldset label{display:inline-flex;gap:8px;align-items:center;min-height:44px;margin-right:18px;cursor:pointer}
.owner-deductible-demo input{accent-color:var(--dark)}.owner-deductible-demo input:focus-visible{outline:3px solid var(--ink);outline-offset:4px}
.owner-demo-range{display:flex;flex-wrap:wrap;gap:8px;justify-content:space-between;font-weight:700}.owner-deductible-demo input[type=range]{display:block;width:100%;min-height:44px;margin:4px 0 16px;cursor:pointer}
.owner-demo-results{display:grid;grid-template-columns:1fr 1fr;gap:18px;padding:18px 0;border-block:1px solid var(--line);margin-bottom:14px}
.owner-demo-results span{display:block;font-size:12px;line-height:1.5}.owner-demo-results strong{display:block;font-size:24px;line-height:1.5;margin-top:8px;color:var(--ink)}
.owner-deductible-demo>small{display:block;line-height:1.7;color:var(--muted,var(--site-custom-muted,hsl(var(--site-palette-hue, 108) 11.235955% 34.901961%)))}
@media(max-width:1024px){.owner-articles-track{grid-auto-columns:43%}}
@media(max-width:620px){.owner-articles-track{grid-auto-columns:82%;gap:12px}.owner-carousel-copy{padding:18px}.owner-articles-heading{gap:12px;align-items:center}.owner-articles-heading h2{font-size:28px}.owner-articles-heading p{font-size:13px}.owner-articles-controls{gap:6px}.owner-articles-controls button{width:44px;height:44px}.owner-article-compare{grid-template-columns:1fr;gap:10px}.owner-deductible-demo{padding:18px}.owner-demo-results strong{font-size:22px}.owner-article-keypoint{padding:20px}}
@media(prefers-reduced-motion:reduce){.owner-articles-track{scroll-behavior:auto}.owner-articles-controls button,.owner-carousel-card{transition:none}}